Posted by Liberty Real Estate on 6/4/2020

This Single-Family in Gardner, MA recently sold for $205,000. This Ranch style home was sold by - Liberty Real Estate.


175 Euclid St, Gardner, MA 01440

Single-Family

$205,000
Price
$205,000
Sale Price

6
Rooms
3
Beds
1
Baths
This well-maintained ranch awaits your cosmetic updates! Solid home w/ 1 car garage under, located on quiet dead-end road, yet minutes to Rt. 2. Property features hardwoods throughout, Kitchen w/ dining area leading into bright & sunny living room with picture window, 3 good sized bedrooms, full bathroom, and walk up attic. CENTRAL AC, Young Roof, Replacement windows. Laundry in basement (washer/dryer to convey), walk out basement to back yard. Property Sold As Is.

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Categories: Sold Homes  


Posted by Liberty Real Estate on 6/3/2020

Perhaps one of the most challenging things about buying a home is saving for the downpayment. Collecting such a large sum of money can be difficult. The truth is that most buyers actually think that they need more than they actually do to buy a home. The downpayment doesnít need to be a barrier to your path to homeownership. There are so many programs that offer low and even no down payment home loans. Read on to learn more about down payments and programs that can help you. 


First, letís look at what a down payment is and how it can help you. If you put 10% down on a $200,000 home thatís $20,000. The downpayment minus the purchase price of the home is $180,000, and that's how much your home loan will be. The more money you can put down on the house, the lower your home loan will be and the lower your monthly mortgage payments will be. A large down payment can indeed save you in the long term. If youíre looking to move into a home sooner rather than later, saving a considerable sum isnít always possible.  


Low Downpayment Mortgages


You need to decide what type of home loan you need by the amount of downpayment youíre willing and able to put down. Some benefits go along with making a down payment, but there are some negatives. 


By making a substantial down payment you may despite your savings, leaving little money for emergencies. Your mortgage rate may not be affected by a large downpayment either. It can be hard to decide what type of loan to get and just how much you really can afford.  


FHA Loans


FHA loans are among the most popular type of home loans. The downpayment thatís required is just 3.5%. The requirements are simple, and you donít have to be a first-time homebuyer to qualify. 


The drawback to an FHA loan is that you cannot cancel the monthly mortgage insurance that comes along with it unless you refinance the home. Traditional mortgage insurance is canceled when you have built up 20% equity in the house, but this isnít the case with FHA loans. 


Another positive about FHA loans is that your credit score doesnít have to be stellar in order for you to qualify. Some lenders approve FHA loans with credit scores as low as 580. 


VA Home Loans


Buyers who have current or former military service status can qualify for this zero down mortgage. These loans are benefits to veterans and current members of the Armed Forces. While no downpayment is required, buyers may put down any amount they wish. The only requirements are that buyers be members of the military either currently serving for 90 days or two years of active duty service if not an active member.   


The above options are great for those who canít afford or donít wish to put down large down payments but still hope to be homeowners. 





Categories: Uncategorized  


Posted by Liberty Real Estate on 5/29/2020

This Single-Family in Templeton, MA recently sold for $305,000. This Colonial style home was sold by - Liberty Real Estate.


511 South Rd, Templeton, MA 01468

Single-Family

$305,000
Price
$305,000
Sale Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Spacious Colonial offering 2,400+ sq. ft. w/ an oversized 2 car garage! Situated on a 1-acre lot off a quiet country road! Welcoming front entry foyer leading into the bright & sunny living room w/ fireplace, large eat in kitchen fully applianced w/ sliders out to the new deck overlooking back yard. Kitchen open to another generous sized room, would make a great formal dining room or family room, half bathroom and office complete the first floor. Second floor features a large front to back master bedroom w/ private bathroom and walk in closet, 2 more good sized bedrooms each with double closets, full bathroom, and another room could be used as 4th bedroom, playroom, etc. Partially finished basement awaiting your ideas & final touches! Nice backyard w/ firepit & above ground pool ready for entertaining!

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Categories: Sold Homes  


Posted by Liberty Real Estate on 5/27/2020


178 Sherbert Rd, Ashburnham, MA 01430

Single-Family

$215,000
Price

3
Rooms
2
Beds
1
Baths
WATERFRONT property on beautiful Lower Naukeag Lake. Open concept kitchen/living room on first floor w/ one bedroom overlooking the water! Second floor features master bedroom, bathroom w/ stand up shower, and storage. Walk out basement right to your back deck and sandy shoreline to include your own dock! Clean lake, voluntary lake association, and unrestricted boating! Forced hot air heating system and tight tank on property. New roof on main home 2019.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Liberty Real Estate on 5/27/2020

Seeing your desire to buy a waterfront property through is a big accomplishment. Before you sign on the dotted lines, there are a few things that you should know about the process of choosing the perfect waterfront property for you. 


Decide What You Need


The first step in finding the right property of any kind is understanding your own needs. How do you want to use the property? Will it be your year-round home, or will you be there only a portion of the year? Really map out what your priorities are when it comes to searching for waterfront properties. From here, you can figure out what areas youíd like to search in and what type of property you want to find to suit you. What types of activities will you be doing at your property? Will a lake property do the job or do you need an ocean escape? Is canoeing or kayaking a part of your dream, or is simply sitting by the water enough enjoyment for your needs? Answering all of these questions can help you to narrow down your needs for a waterfront property. 


Touring Properties


As with any other type of home search, you should take the time to scope out the properties that youíre interested in. This means not only looking at the properties themselves but looking at the communities and neighborhoods as well. What does the area have to offer you? Is it near a town or nestled away in a secluded spot? Remember that with a typical house the size of the home is what contributes to the majority of the value of the home. With a waterfront property, the surroundings are key. The closer to the water you are, the more valuable your piece of real estate is. Consider all of the typical factors when looking at properties along with the additional concerns of being close to the amenities and natural pleasures that you crave. 


Other Important Things To Consider


Other things that you should consider in finding your perfect piece of waterfront heaven are things like:


  • How close is the beach?
  • Does the beach or lake have easy access?
  • Is there an adequate amount of privacy at this property?
  • What kind of view is there?


The more breathtaking the views and the more space between you and your neighbors will give you an advantage not only in your own living situation but in renting out the property and even selling it in the future. 


There are a lot of things that go into making the decision of finding the right waterfront property. Sometimes, hiring an experienced realtor in the area can be just what you need to understand all the aspects of your investment from the area to the type of home you choose. Donít be afraid to hire an experienced realtor to help you in your search.   








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